/* ARCA Corretora de Seguros — V1 */
:root{
  --navy:#0C1523; --navy-2:#142033; --navy-line:rgba(217,189,140,.18);
  --paper:#FBFAF7; --ivory:#F3EFE7; --stone:#E4DDD0; --line:#DCD4C6;
  --ink:#1C2230; --graphite:#3A404C; --muted:#646A75;
  --gold:#B8925A; --gold-ink:#8A6634; --gold-soft:#D9BD8C; --on-navy:#EDE8DE; --on-navy-muted:#A9AEB8;
  --serif:"Cormorant Garamond","Cormorant",Georgia,"Times New Roman",serif;
  --sans:"Jost","Helvetica Neue",Arial,sans-serif;
  --wrap:1180px; --gutter:clamp(20px,4vw,40px);
  --header-h:76px;
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 16px)}
body{margin:0;background:var(--paper);color:var(--graphite);font-family:var(--sans);font-size:17px;line-height:1.65;font-weight:400;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
h1,h2,h3{font-family:var(--serif);font-weight:500;color:var(--ink);line-height:1.12;margin:0;text-wrap:balance;letter-spacing:-.005em}
p{margin:0}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:var(--gutter)}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--navy);padding:8px 14px;z-index:100}
.skip:focus{left:12px}

.eyebrow{font-family:var(--sans);font-size:12px;font-weight:500;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-ink)}
.on-navy .eyebrow{color:var(--gold-soft)}
.h2{font-size:clamp(2.1rem,3.6vw,3rem)}
.lead{font-size:clamp(1.12rem,1.6vw,1.3rem);line-height:1.6;color:var(--graphite);max-width:36em}
.measure{max-width:38em}
.stack{display:flex;flex-direction:column;gap:18px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--sans);font-size:14px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;text-decoration:none;padding:15px 26px;border:1px solid transparent;border-radius:2px;cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-soft)}
.btn-line{border-color:currentColor;color:var(--ink);background:transparent}
.btn-line:hover{background:var(--ink);color:var(--paper)}
.on-navy .btn-line{color:var(--on-navy)}
.on-navy .btn-line:hover{background:var(--on-navy);color:var(--navy)}
.link-arrow{font-size:14px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;text-decoration:none;color:var(--gold-ink);display:inline-flex;gap:8px;align-items:center}
.link-arrow span{transition:transform .2s}
.link-arrow:hover span{transform:translateX(4px)}
.on-navy .link-arrow{color:var(--gold-soft)}
.btn svg,.wa-float svg{width:18px;height:18px;flex:none}

/* Header */
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--navy);border-bottom:1px solid var(--navy-line)}
.site-header .wrap{height:var(--header-h);display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img.wm{height:22px;width:auto}
.nav{display:flex;align-items:center;gap:30px}
.nav a{font-size:13px;letter-spacing:.14em;text-transform:uppercase;text-decoration:none;color:var(--on-navy-muted);transition:color .2s}
.nav a:hover,.nav a[aria-current="page"]{color:var(--on-navy)}
.nav .btn{color:var(--gold-soft);border-color:rgba(217,189,140,.5);padding:11px 18px;font-size:12px}
.nav .btn:hover{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.menu-btn{display:none;background:none;border:0;color:var(--on-navy);padding:10px;cursor:pointer}
.menu-btn svg{width:26px;height:26px}
@media (max-width:980px){
  .menu-btn{display:block}
  .nav{position:fixed;inset:calc(var(--header-h) + env(safe-area-inset-top,0px)) 0 auto 0;background:var(--navy);flex-direction:column;align-items:stretch;gap:0;padding:8px var(--gutter) 28px;border-bottom:1px solid var(--navy-line);display:none}
  .nav.open{display:flex}
  .nav a{padding:16px 0;border-bottom:1px solid var(--navy-line);font-size:14px}
  .nav .btn{margin-top:20px;justify-content:center}
}

/* Hero */
.hero{background:var(--navy);color:var(--on-navy);position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center;padding-block:clamp(72px,10vw,128px) clamp(120px,14vw,190px)}
.hero h1{color:var(--on-navy);font-weight:400;font-size:clamp(2.6rem,5.4vw,4.4rem);line-height:1.06}
.hero .bens{font-family:var(--serif);font-style:italic;font-size:clamp(1.25rem,2vw,1.55rem);color:var(--gold-soft);margin-top:26px}
.hero .sub{color:var(--on-navy-muted);max-width:32em;margin-top:18px;font-size:1.08rem}
.hero .ctas{display:flex;flex-wrap:wrap;gap:22px;align-items:center;margin-top:40px}
.hero .hero-logo{justify-self:center;width:min(100%,360px);height:auto}
.hero .arc{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:clamp(60px,9vw,120px);display:block}
.hero .arc .fill{fill:var(--paper)}
.hero .arc .stroke{fill:none;stroke:var(--gold);stroke-width:1.2;opacity:.9}
@media (max-width:860px){
  .hero .wrap{grid-template-columns:1fr}
  .hero .wrap{gap:32px}
  .hero .hero-logo{order:-1;justify-self:start;width:200px}
}

/* Sections */
.section{padding-block:clamp(72px,9vw,120px)}
.section.tint{background:var(--ivory)}
.section.navy{background:var(--navy);color:var(--on-navy)}
.section.navy h2,.section.navy h3{color:var(--on-navy)}
.sec-head{display:flex;flex-direction:column;gap:16px;margin-bottom:clamp(40px,5vw,64px);max-width:44em}

.split{display:grid;grid-template-columns:5fr 7fr;gap:clamp(32px,6vw,96px);align-items:start}
@media (max-width:860px){.split{grid-template-columns:1fr}}
.pull{font-family:var(--serif);font-style:italic;font-size:clamp(1.5rem,2.4vw,1.95rem);line-height:1.3;color:var(--gold-ink);border-top:1px solid var(--line);padding-top:26px;margin-top:10px}

/* Solutions list */
.sol-grid{display:grid;grid-template-columns:repeat(3,1fr);column-gap:clamp(24px,3vw,48px)}
.sol{display:flex;flex-direction:column;gap:12px;padding:30px 0 40px;border-top:1px solid var(--line);text-decoration:none;color:inherit}
.sol .cat{font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--muted)}
.sol h3{font-size:1.9rem;transition:color .2s}
.sol p{color:var(--graphite);flex:1}
.sol:hover h3{color:var(--gold-ink)}
.sol:hover .link-arrow span{transform:translateX(4px)}
@media (max-width:980px){.sol-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.sol-grid{grid-template-columns:1fr}}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:clamp(20px,3vw,40px);list-style:none;margin:0;padding:0;counter-reset:s}
.steps li{position:relative;padding-top:64px;display:flex;flex-direction:column;gap:10px}
.steps li::before{counter-increment:s;content:counter(s);position:absolute;top:0;left:0;font-family:var(--serif);font-size:2.6rem;line-height:1;color:var(--gold);font-variant-numeric:lining-nums;font-feature-settings:"lnum" 1}
.steps li::after{content:"";position:absolute;top:22px;left:44px;right:-20px;height:1px;background:var(--line)}
.steps li:last-child::after{display:none}
.steps h3{font-size:1.45rem}
.steps p{font-size:.98rem}
@media (max-width:1080px){.steps{grid-template-columns:repeat(3,1fr);row-gap:44px}.steps li::after{display:none}}
@media (max-width:760px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}

/* About */
.about-intro{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,96px);align-items:end;margin-bottom:clamp(48px,6vw,80px)}
.about-intro p{color:var(--on-navy-muted)}
.about-intro .quote{font-family:var(--serif);font-size:clamp(1.4rem,2.2vw,1.8rem);line-height:1.35;color:var(--on-navy);font-style:italic}
.letters{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--navy-line);border-block:1px solid var(--navy-line)}
.letter{background:var(--navy);padding:34px 26px 38px 0;display:flex;flex-direction:column;gap:10px}
.letter + .letter{padding-left:26px}
.letter .big{font-family:var(--serif);font-size:4.2rem;line-height:.9;color:var(--gold)}
.letter h3{font-family:var(--sans);font-size:13px;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--on-navy)}
.letter p{color:var(--on-navy-muted);font-size:.98rem}
.resp{display:grid;grid-template-columns:auto 1fr;gap:28px;align-items:start;margin-top:clamp(48px,6vw,72px);max-width:760px}
.resp .tag{font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-soft);padding-top:6px;white-space:nowrap}
.resp p{color:var(--on-navy-muted)}
.resp strong{color:var(--on-navy);font-weight:500}
@media (max-width:860px){.about-intro{grid-template-columns:1fr}.letters{grid-template-columns:1fr 1fr}.letter,.letter + .letter{padding:28px 20px}.resp{grid-template-columns:1fr;gap:10px}}
@media (max-width:480px){.letters{grid-template-columns:1fr}}

/* FAQ */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:24px;align-items:center;padding:22px 0;font-family:var(--serif);font-size:1.35rem;color:var(--ink);line-height:1.3}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--sans);font-weight:300;font-size:1.6rem;color:var(--gold-ink);flex:none;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 0 24px;max-width:40em}

/* Contact + forms */
.contact{display:grid;grid-template-columns:5fr 7fr;gap:clamp(32px,6vw,96px);align-items:start}
@media (max-width:900px){.contact{grid-template-columns:1fr}}
.channels{display:flex;flex-direction:column;border-top:1px solid var(--line);margin-top:34px}
.channels > div{display:grid;grid-template-columns:110px 1fr;gap:16px;padding:14px 0;border-bottom:1px solid var(--line);font-size:.98rem}
.channels dt,.channels .k{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--muted);padding-top:4px}
.channels a{text-decoration:none;border-bottom:1px solid var(--line)}
.channels a:hover{border-color:var(--gold)}
.form{background:var(--paper);border:1px solid var(--line);padding:clamp(24px,4vw,44px);display:flex;flex-direction:column;gap:22px}
.tint .form{background:var(--paper)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media (max-width:620px){.form .row{grid-template-columns:1fr}}
.field{display:flex;flex-direction:column;gap:7px}
.field > label,.field > legend{font-size:12px;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--ink)}
.field .opt{text-transform:none;letter-spacing:0;font-weight:400;color:var(--muted)}
.field input,.field textarea,.field select{font:inherit;font-size:16px;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:2px;padding:12px 14px;width:100%;transition:border-color .2s}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--gold)}
.field textarea{min-height:110px;resize:vertical}
fieldset.field{border:0;padding:0;margin:0}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:4px}
.chip{position:relative}
.chip input{position:absolute;opacity:0;width:1px;height:1px}
.chip span{display:inline-block;padding:9px 14px;border:1px solid var(--line);border-radius:999px;font-size:14px;cursor:pointer;background:#fff;transition:all .15s;user-select:none}
.chip input:checked + span{background:var(--navy);border-color:var(--navy);color:var(--on-navy)}
.chip input:focus-visible + span{outline:2px solid var(--gold);outline-offset:2px}
.consent{display:grid;grid-template-columns:auto 1fr;gap:12px;font-size:.9rem;color:var(--muted);align-items:start}
.consent input{margin-top:5px;width:18px;height:18px;accent-color:var(--navy)}
.consent a{color:var(--gold-ink)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-note{font-size:.85rem;color:var(--muted)}
.form-done{display:flex;flex-direction:column;gap:14px;align-items:flex-start}
.form-done h3{font-size:1.8rem}
.form-error{color:#8A2E2E;font-size:.92rem}

/* Solution page */
.crumbs{font-size:13px;color:var(--muted);display:flex;gap:10px;flex-wrap:wrap}
.crumbs a{text-decoration:none;color:var(--muted)}
.crumbs a:hover{color:var(--gold-ink)}
.page-hero{padding-block:clamp(48px,7vw,88px) clamp(40px,5vw,64px);border-bottom:1px solid var(--line)}
.page-hero .inner{display:flex;flex-direction:column;gap:22px}
.page-hero .inner > *{max-width:52rem}
.page-hero h1{font-size:clamp(2.6rem,5vw,4rem);font-weight:400}
.page-hero .ctas{display:flex;flex-wrap:wrap;gap:16px;margin-top:8px}
.doc{display:grid;grid-template-columns:220px 1fr;gap:clamp(32px,6vw,96px);padding-block:clamp(56px,7vw,96px)}
.doc aside{position:sticky;top:calc(var(--header-h) + 32px);align-self:start;display:flex;flex-direction:column;gap:2px;font-size:14px}
.doc aside a{text-decoration:none;color:var(--muted);padding:6px 0 6px 14px;border-left:1px solid var(--line)}
.doc aside a:hover{color:var(--ink);border-color:var(--gold)}
.doc .body{display:flex;flex-direction:column;gap:clamp(48px,6vw,72px);max-width:760px}
.doc section{display:flex;flex-direction:column;gap:18px}
.doc h2{font-size:clamp(1.8rem,2.8vw,2.3rem)}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.ticks li{padding-left:24px;position:relative}
.ticks li::before{content:"";position:absolute;left:0;top:.85em;width:12px;height:1px;background:var(--gold)}
.defs{margin:0;border-top:1px solid var(--line)}
.defs > div{display:grid;grid-template-columns:minmax(180px,1fr) 2fr;gap:24px;padding:16px 0;border-bottom:1px solid var(--line)}
.defs dt{font-family:var(--serif);font-size:1.2rem;color:var(--ink);line-height:1.35}
.defs dd{margin:0}
@media (max-width:620px){.defs > div{grid-template-columns:1fr;gap:4px}}
.cases{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.case{background:var(--ivory);padding:26px;display:flex;flex-direction:column;gap:10px}
.case h3{font-size:1.3rem}
.case p{font-size:.98rem}
@media (max-width:700px){.cases{grid-template-columns:1fr}}
.disclaimer{font-size:.88rem;color:var(--muted);border-left:1px solid var(--gold);padding-left:16px}
@media (max-width:900px){.doc{grid-template-columns:1fr}.doc aside{display:none}}

/* Legal page */
.legal{max-width:760px;display:flex;flex-direction:column;gap:18px;padding-block:clamp(48px,7vw,88px)}
.legal h2{font-size:1.7rem;margin-top:22px}
.legal ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:6px}

/* Footer */
.site-footer{background:var(--navy);color:var(--on-navy-muted);font-size:.93rem;padding-block:72px 36px;position:relative}
.foot-top{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:40px;padding-bottom:48px;border-bottom:1px solid var(--navy-line)}
.foot-brand{display:flex;flex-direction:column;gap:18px}
.foot-brand img{width:170px}
.foot-brand .slogan{font-family:var(--serif);font-style:italic;font-size:1.3rem;color:var(--gold-soft)}
.site-footer h4{font-family:var(--sans);font-size:11px;font-weight:500;letter-spacing:.22em;text-transform:uppercase;color:var(--on-navy);margin:0 0 16px}
.site-footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px}
.site-footer a{text-decoration:none;color:var(--on-navy-muted)}
.site-footer a:hover{color:var(--on-navy)}
.reg{padding-block:28px;border-bottom:1px solid var(--navy-line);display:grid;grid-template-columns:1fr 1fr;gap:28px}
.reg .k{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-soft);margin-bottom:8px}
.reg p{color:var(--on-navy)}
.reg .pend{color:var(--on-navy-muted);font-style:italic}
.legal-note{padding-top:24px;font-size:.8rem;line-height:1.6;color:#7F8591;display:flex;flex-direction:column;gap:10px}
@media (max-width:900px){.foot-top{grid-template-columns:1fr 1fr}.reg{grid-template-columns:1fr}}
@media (max-width:520px){.foot-top{grid-template-columns:1fr}}

/* Floating WhatsApp */
.wa-float{position:fixed;right:18px;bottom:calc(18px + env(safe-area-inset-bottom,0px));z-index:40;display:inline-flex;align-items:center;gap:10px;background:var(--navy);color:var(--on-navy);border:1px solid rgba(217,189,140,.45);border-radius:999px;padding:12px 18px 12px 14px;font-size:13px;letter-spacing:.06em;text-decoration:none;box-shadow:0 6px 24px rgba(12,21,35,.25)}
.wa-float svg{color:var(--gold-soft)}
.wa-float:hover{border-color:var(--gold)}
@media (max-width:520px){.wa-float .t{display:none}.wa-float{padding:13px}}

@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* V1.1 */
.l-short{display:none}
@media (max-width:520px){.l-long{display:none}.l-short{display:inline}}
.wa-float{transition:opacity .25s,transform .25s}
.wa-float.is-hidden{opacity:0;transform:translateY(12px);pointer-events:none}
.field input:user-invalid{border-color:#B45A4A}
.field-msg{font-size:.82rem;color:#8A2E2E;min-height:0}

/* V1.2 */
.aud-grid{display:grid;grid-template-columns:repeat(4,1fr);column-gap:clamp(20px,3vw,40px)}
.aud{display:flex;flex-direction:column;gap:10px;padding:28px 0 8px;border-top:1px solid var(--ink)}
.aud h3{font-size:1.55rem}
.aud p{font-size:.98rem;flex:1}
.aud .rel{display:flex;flex-wrap:wrap;gap:6px 14px;margin-top:6px}
.aud .rel a{font-size:13px;color:var(--gold-ink);text-decoration:none;border-bottom:1px solid rgba(138,102,52,.35)}
.aud .rel a:hover{border-color:var(--gold-ink)}
@media (max-width:980px){.aud-grid{grid-template-columns:1fr 1fr;row-gap:24px}}
@media (max-width:560px){.aud-grid{grid-template-columns:1fr}}
.person{display:grid;grid-template-columns:minmax(220px,340px) 1fr;gap:clamp(28px,5vw,72px);align-items:center;margin-top:clamp(56px,7vw,88px);padding-top:clamp(40px,5vw,64px);border-top:1px solid var(--navy-line)}
.person img{width:100%;height:auto;aspect-ratio:640/794;object-fit:cover;border:1px solid rgba(217,189,140,.35)}
.person .tag{font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-soft)}
.person h3{font-size:clamp(2rem,3vw,2.6rem);color:var(--on-navy);font-weight:400}
.person .role{font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--on-navy)}
.person p{color:var(--on-navy-muted);max-width:36em}
.person .btn{margin-top:8px}
@media (max-width:760px){.person{grid-template-columns:1fr}.person picture{max-width:300px}}

.letter .big,.channels,.reg p,.person .role{font-variant-numeric:lining-nums}

/* WordPress */
.wp-site-blocks,.entry-content{margin:0}

.admin-bar .site-header{top:32px}
@media (max-width:782px){.admin-bar .site-header{top:46px}}
.page-default .legal h1{font-size:clamp(2.4rem,4vw,3.2rem);font-weight:400}
.page-default .legal img{height:auto}
.page-default .legal a{color:var(--gold-ink)}
.screen-reader-text{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(1px,1px,1px,1px)}

/* V1.3 — enxugamento */
.partner-band{background:var(--ivory);border-block:1px solid var(--stone);padding-block:26px}
.partner-band .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px 32px}
.partner-band p{display:flex;flex-wrap:wrap;align-items:baseline;gap:6px 18px;margin:0}
.partner-band .pb-text{font-family:var(--serif);font-size:1.35rem;color:var(--ink);line-height:1.3}
.contact-quick{display:flex;flex-direction:column;align-items:flex-start;gap:12px;margin-top:28px}
.contact-quick a:not(.btn){color:var(--gold-ink)}
@media (max-width:620px){
  .section{padding-block:56px}
  .sec-head{margin-bottom:28px}
  .sol{padding:20px 0 22px;gap:6px}
  .sol h3{font-size:1.6rem}
  .sol .link-arrow{display:none}
  .aud{padding-top:20px}
  .steps{row-gap:28px}
  .steps li{padding-top:44px}
  .steps li::before{font-size:2.1rem}
  .about-intro{gap:20px;margin-bottom:32px}
  .person{margin-top:36px;padding-top:32px;gap:20px}
  .person picture{max-width:220px}
  .faq summary{font-size:1.2rem;padding:18px 0}
  .site-footer{padding-block:48px 28px}
  .foot-top{gap:28px;padding-bottom:32px}
  .foot-nav{display:none}
  .foot-sol ul{display:grid;grid-template-columns:1fr 1fr;gap:8px 16px}
  .foot-brand img{width:130px}
}
@media (max-width:480px){
  .letters{grid-template-columns:1fr 1fr}
  .letter,.letter + .letter{padding:20px 14px}
  .letter .big{font-size:2.8rem}
  .letter p{font-size:.9rem}
}